Blog | Hometown Lenders Nw

Resource Library

At HomeTown Lenders NW, we care deeply about your homebuying experience. Maybe you’re buying your first home or selling and buying a new one. Maybe you’d like to fine-tune your mortgage or improve the home you’re in. You’ll find it all here on our blog.

Appraisal vs. Home Inspection

When applying for a mortgage loan, borrowers typically face both a home appraisal and a home inspection completed on the property they...

The Benefits of Using a Direct Mortgage Lender vs. Banker

When it comes to securing financing for a home purchase, borrowers have a choice between working with a direct mortgage lender or a bank....

The 4 Final Loan Application Outcomes

One of the final steps of the loan process can also be one of the most nerve-wracking. Once a buyer and seller have mutually agreed upon...

5 Common First Time Home Buyer Mistakes

Like any journey, the road to home ownership can be exhilarating but potentially filled with potholes that may be difficult to see for...

A Breakdown of Seller Concessions

Great news for homebuyers: we’re shifting to a buyer’s market so seller concessions (asking sellers to pay part or all a buyer’s closing...

How to Build Credit From Scratch

One of the most important things you can do when buying a home is establishing good credit history. The higher your credit score, the...

Fall Home Maintenance Checklist

With Autumn quickly approaching, it is time to get your house in shape for the cooler months ahead. Fall is the best time to take...

The Do's and Don'ts of The Mortgage Process

The mortgage process can be stressful… we know. Especially as a first-time home buyer, going into the loan process for the very first...

How to Save for a Down Payment

One of the largest hurdles for first time homebuyers is saving for the down payment. The down payment demonstrates to the lender that you...